The Ten COMMANDMENTS When applying for a Real Estate Loan

The Ten COMMANDMENTS When applying for a Real Estate Loan



1. Thou shalt not change jobs, become self employeed or quit your job.

2. Thou shalt not buy a car, truck, van (or you may be living in it)!

3. Thou shalt not use charge cards excessively or let your accounts fall behind.

4. Thou shalt not spend money you have set aside for closing.

5. Thou shalt not omit debits or liabilities from your your loan application.

6. Thou shalt not buy furniture.

7. Thou shalt not originate any inquires into your credit.

8. Thou shalt not make large deposits without first checking with your lender.

9. Thou shalt not change bank accounts.

10. Thou shalt not co-sign a loan for anyone.

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