Handling the Stress of an Unaffordable Mortgage Payment

Whenever I research the latest foreclosure and distressed property statistics, the sheer number of Americans facing the stress of losing their homes amazes me.  It is my goal to help as many homeowners I can either stay in their homes or relieve the burden of their mortgages. Knowing that there are so many that need my help is a driving force for me to continue doing what I do.

In fact, I just released another report that I’ve made available on my website today. It explains the CDPE designation and lists 10 options that homeowners can take advantage of to relieve the stress that comes with owing their mortgage lenders more money than they can afford to pay.


The report also draws a contrast between short sales and foreclosures. Unfortunately, there’s a growing trend of “strategic defaulters” who think it’s smart to let their home go into foreclosure. As any one who follows this blog knows, there is nothing strategic about foreclosure; it’s one of the most long-lasting, negative financial challenges you can go through.


I’m excited about acting as a resource for more homeowners who have questions about what they should do. As always, if you know homeowners who may need my help, have them contact me immediately!

Together, we can put them back on the path to financial stability.

Helene Kelbaugh, REALTOR
Certified Distressed Property Expert
Equal Housing Opportunity
Keller Williams Realty Baltimore

Baltimore Home Sales

 

I help Baltimore Home Sellers, just like you; sell their homes with a focused strategy. In other words, my job is to help you get your Baltimore Home sold for top dollar and to do that easily and with as little stress as possible. To get started, I'm sure you want to know the value of your home. I can provide you with a free, no obligation Comparative Market Analysis whenever you're ready. And if you anyone looking to buy or sell a home in Baltimore, I can certainly help with that too!

Helene Kelbaugh, REALTOR, CDPE, IMSD http://www.helenesellshomes.com/ helene@helenesellshomes.com 443-465-8443 (Direct)

Keller Williams Realty - Baltimore 2936 Odonnell Street Baltimore, MD 21224

Each Office is Independently Owned and Operated

The Power of Market Insider: SCHOOLS

People base the location of their new home purchase on many different parameters. For some it's a bigger space, for others it's relocating for work. However, one strong key factor for others are schools.

Many clients ask: "Where are the best schools?"

Well, now there is a great resource for called Market Insider.

By researching Market Insider you can:

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Meet with a TRUSTED REALTOR today.

Don't make a move without one!

Buyers: Make Appointment

Sellers: Make Appointment

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REALTOR® Magazine-Daily News-Obama Announces More Aid for the Unemployed

REALTOR® Magazine-Daily News-Obama Announces More Aid for the Unemployed

Missing Mortgage Payments? - Baltimore Real Estate News

     MISSING MORTGAGE PAYMENTS? - Baltimore Real Estate News

If you or someone you care about has missed mortgage payments, you're not alone. According to Lender Processing Services, over 6.32 million Americans missed a mortgage payment in April. Fortunately, there is a growing movement of specially trained real estate professionals that have earned the Certified Distressed Property Expert  (CDPE) designation. As a CDPE, I can show homeowners their options, and provide them with information they need to know to avoid foreclosure.

I have prepared a report that shows homeowners what to expect if they've missed payments (or are about to). I also show them the steps they will need to take to get back on track to financial stability. The free, no-obligation report can be found on the following website:

 www.BaltimoreMarylandShortSales.com

  IT'S NOT TOO LATE!

It is understandably difficult to start the process of getting help. Along with the reality of foreclosure comes the emotional struggle of being in a situation that most never thought they'd ever be in. 

It's important to know that this challenge can be overcome when homeowners have the right person on their side. In my experience, this helps alleviate the stress of not knowing what to do in a seemingly hopeless situation. There is financial stability on the horizon, and I can help put a homeowner on the path to get there.

I would be honored to assist your referrals.  Please pass this information along to anyone who may need my assistance.

Sincerely

Helene, REALTOR
Certified Distressed Property Expert
helenesellshomes@kw.com
(443) 465-8443
Keller Williams Realty


Federal Trade Commission Disclosures

1. You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender (or servicer). If you reject the offer, you will not have to pay us for our services.

2. The above brokerage is not associated with the government, and our service is not approved by the government, and our service is not approved by the government or your lender.

3. Even if you accept this offer and use our service, your lender may not agree to change your loan.